The comprehensive guide to the world of credit cards and financing systems
They have gained increasing importance as an instrument capable, side bid to support the development of a business still evolving, and demand side, to facilitate the realization of projects and goals in life.
Debit cards
Look like credit cards and can be used in many places where a credit card is used. The difference between a credit card and a debit card is that a debit card accesses the money in your bank or investment account to pay for purchases. The payment amount is transferred from your account to the merchant's account the same day, you do not have a "float" of a few days between the time of purchase and payment collection. An advantage of a debit card is that you can't spend money you don't have, because you aren't buying on credit.
You are paying with funds in your bank or investment account. A disadvantage is that debit cards are not subject to many of the consumer legal rights that apply to credit cards regarding returns, resolution of errors, fraud or other issues.
Classic Credit Card
They allow you to buy goods and pay for services at a number of outlets agreements, without the use of cash. These are the tools that allow you to buy goods and services without pay using cash, after compliance with the maximum amount prescribed in the contract, and that all expenditure incurred during the month by a single debit account of the customer.
Prepaid Credit card
These cards purchased in advance, with a credit to climb, which does not require a connection to a bank account.
The operating system of prepaid credit card (usually belonging to the Visa Electron) have in common the most popular phone cards which, in fact, is a derivation.
Recent Credit Card News
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